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Episode 53: Solving The Student Debt and Savings Crisis with Emeka Oguh


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According to the American Federal of Teachers, more than 45 million student loan borrowers owe student debt, amassing over $1.6 trillion (the second-largest type of consumer debt after mortgages).  This translates to $37,000 for the average college debt holder, which ends up being about a 7.7-year delay in their path to homeownership.

Emeka Oguh, Founder and CEO of PeopleJoy, is on a mission to solving what he calls the “student debt and savings crises.”  He and his team bring a set of employer-employee and direct-to-consumer tools to the market that saves borrowers money without accruing more debt and builds them an investment fund —all at once covered by the current payment of their student loan.

Emeka Oguh brings over 13 years of experience in product management, entrepreneurship, and finance, with a focus on financial technology. He is currently developing solutions to the student debt and savings crises as Founder and CEO of PeopleJoy, in addition to serving on the Board of Trustees for the quantitative Alpha Architect ETF funds and as a Partner at Parameter Ventures.

Previously, Emeka was Founder and CEO of mobile app publisher Apptempo (acquired), and Director of Product Management at real-time information discovery platform Dataminr, where he led the development of the finance product suite. He began his career at Merrill Lynch, where he optimized trading data flows, deployed leading cloud and virtualization technologies, and enhanced portfolio management systems in multiple technical and financial roles. 

Emeka holds a Bachelor of Science in Electrical & Computer Engineering from Rutgers University and a Master of Business Administration from Harvard Business School.

Visit Emeka

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